owner build construction loan

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What is an owner-builder construction loan?

Most landowners pay a large amount of money to have a general contractor come in and build the house for them. However, there is an alternative that gives you more control at a lower cost. This alternative is known as an owner-builder construction loan and may or may not be the key to creating your dream home. What Is an Owner-Builder?

What is a home build loan?

It’s also called a DIY home build loan or an owner builder construction loan. To qualify for any kind of construction loan, you usually need a qualified builder — meaning a licensed contractor with demonstrable experience building homes — to sign on to lead the project.

Do you need a builder to get a construction loan?

To qualify for any kind of construction loan, you usually need a qualified builder — meaning a licensed contractor with demonstrable experience building homes — to sign on to lead the project. With a self build construction loan, you’re acting as your own general contractor.

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